“Prevention is better than cure.”
Certainly, it is a very common saying, but it is definitely one that we fail to follow. With the advancement of treatments and modern medicine, people have stopped caring about prevention. This is where the trouble roots for you and your family.
Forgotten doctors and dental checkups, and when you finally do, the disease has affected your body far more seriously. This is why we have the gift of preventative care.
A special insurance policy that covers all the preventative care costs for you and your family.
Generally, when we think of medical insurance, our mind usually jumps to medical emergencies caused by sudden accidents, allergic reaction, or ailment that requires immediate care. However, keeping that side of the health forum aside, today we will be discussing some of the benefits of preventative healthcare services.
- What is preventative healthcare service?
- It’s growing in importance over the years, especially after the pandemic.
- Which types of preventative care are in any family insurance package?
What Is Preventative Care?
To literally translate the word, preventative care refers to regular healthcare, which helps prevent any chronic disease. These could include checking your family history of hereditary disease and then going for a consultation before catching any symptoms. Go to the Pinnacle Recovery official website to find the best preventative healthcare services for your family.
This could also entail regular doctors and dentist checkups (once a month). A full body check-up every six months to bring any deep-rooted problem to the surface early on. For babies and young children, preventative care also includes regular vaccination.
A good family health insurance plan will have preventative care in its regular package. This is also a telltale sign to understand whether the family health insurance package you are selecting is a good one.
Why Is Preventative Care Growing Importance?
Before 2019, many didn’t care about the micro health issues. For example, you wouldn’t find many rushing to the doctor if they have a cold stretching for a long period or a frequent stomach issue.
However, after the COVID-19 pandemic plagued us, even a common cold became a source of worry. This is when preventative care and taking care of oneself in general skyrocketed. This is the reason behind the growing popularity of preventative care.
Some other reasons which have always been the root cause of prevention before care are as follows:
You Save More
Now, many might wonder how they are saving when doctor’s checkups are taking more than half their medical bill. However, you save in a much broader sense and not on a monthly basis. If you have a chronic ailment brewing at the depths of your internal organs, going to a doctor early on will help detect it quicker.
Therefore, the amount you would have spent to cure yourself when the ailment has gone too far is more than early diagnosis and cure.
Quality Of Life
Sometimes, people walk through life with underlying diseases obstructing them at all times. Not only is it not a sign of quality living, but people have even accepted their poor health conditions, thinking it’s normal.
It is only after going for a doctor’s checkup and getting a professional opinion that they understand their physiological shortcomings. Therefore, if you are facing health issues on a daily level, do not get accustomed to it. Monthly preventative care can help the quality of your life.
Personal Responsibility
Preventative care allows individuals to understand the importance of such a diagnosis. Therefore, it encourages them to take proper care of themselves. Most importantly, if you have a family, this is a lesson worth imparting. Your own body is a temple, and taking care of this vessel will contribute to a longer and healthier life.
Social Responsibility
When COVID-19 was still a dangerous phenomenon terrorizing every household, people also understood the importance of social responsibility when it comes to healthcare. Overall, preventative care didn’t limit itself to one household since people were encouraged to get an early Covid diagnosis to ensure zero contamination for others.
Taking this lesson ahead, many started using getting a diagnosis to detect viral diseases, which can easily spread from one person to another.
Building A Healthier Tomorrow – Different Preventative Care In A Health Insurance Package
Whenever you get a health insurance package for you and your family, ensure that these are some of the healthcare packages included in the brochure.
1. Regular Check-Ups
Going for a monthly doctor’s checkup, even if you are single, could cost you a lot without insurance. Therefore, the cost automatically skyrockets when you have a family and their health to take care of.
This is why whenever you are signing an insurance, ensure it is not just the emergency facilities you are signing for. Regular check-ups, healthcare-related tests, and screenings are a must in a family insurance policy.
2. Vaccinations
Predominantly, you would need this for newborns and children. However, after the COVID-19 crisis, certain preventative vaccines also became important for adults. Some of the common vaccines that insurance companies cover are COVID-19 vaccines, flu, mumps, rubella, and measles.
3. Women’s Specialized Healthcare Package
Women with hereditary breast or uterine cancer always have the risk of getting one. This is why they need regular screening to check for cancer cells. Plus, in general, many suffer from PCOS, which is a chronic ailment in the uterus. These require regulation screening to ensure the disease doesn’t worsen.
4. Counseling & Education
Certified MDs are not the only professionals providing rightful preventative treatment to a family. Sometimes, they might also need to consult professionals like dieticians and nutritionists for a weight loss regime. Or, at times, they might seek mental health counseling and therapy from a psychologist. A preventative care treatment insurance should cover these charges as well.
5. Chronic Illness
Chronic illness is deemed as a disease that persists in our body for more than a year. Hence, we need to invest a good amount in buying prescribed medicines and keeping the disease at bay. Sometimes, these diseases are also inherited, for example, diabetes, hypertension, and high blood pressure. The medical cost and other treatments related to the disease are often covered by preventative healthcare services.
What Is A Preventative Healthcare Service
Now that you know what the insurance will cover alongside the benefits, here is what you will get when you sign up with a healthcare facility for preventive healthcare service.
- Regular screening of the heart for any underlying heart condition.
- Checking the body for cancerous lumps or tumor cells.
- Children are getting their timely vaccine for better immunization.
- Screening for blood pressure, diabetes, and cholesterol.
- Regular counseling to prevent spiraling down a bad mental health disease.
Preventive Care For Children
For a child, preventative care will look different from their adult counterparts. This preventative care begins from infancy to later years.
- Well, visits as preventive care will begin at infancy when experts visit you to map the growth of the infant and their developmental milestones.
- Regular vaccinations from the age of 0-5.
- Behavioral and mental health screening to detect ASD (Autism Spectrum Disorder) or ADHD (Attention Deficiency Hyperactivity Disorder) disorders early on.
- Blood tests for chronic blood diseases like anemia.
Why Knowing Family History Is Important For Preventative Healthcare
Knowing one’s family history is crucial for preventative healthcare as it provides insights into genetic predispositions and hereditary conditions. It allows individuals and healthcare providers to assess the risk of developing specific diseases or conditions.
Armed with this information, individuals can make informed lifestyle choices, undergo early screenings, and adopt tailored prevention strategies.
For example, if a family has a history of heart disease, individuals may prioritize heart-healthy habits. Similarly, if there’s a family history of cancer, regular screenings may detect issues early. Ultimately, understanding family medical history empowers individuals to proactively manage their health and reduce the impact of genetic risks.
